Business rates can feel like a dark art. In reality, they boil down to three numbers: Rateable Value (RV), multiplier, and any reliefs.

1. Find Your RV: Check the VOA database online.
2. Apply the Multiplier: The standard multiplier for 2024/25 is 54.6p.
3. Claim Reliefs: Small Business Rate Relief, Empty Property Relief, and Retail Discount can slash bills.

Don’t overlook Section 44a relief for part‑occupied premises—many owners do.